Upload Credit Report API

GET https://demo.onefin.in/api/v1/client/loan/upload-credit-report/

This API is used to upload the credit report's XML.

Sample JSON

JSON

{
	"credit_report_xml": "<credit_report_xml>",
	"partner_loan_id": "<loan ID at your end, if it exists",
	"pan": "<pan of the customer>",
	"additional_variables": {
		"foir": "<foir value>",
		"iir": "<iir value>",
		"no_of_enquiries": "<no of enquiries in last 3 months>",
		"no_of_tradeline_30_plus_3_month": "value",
		"no_of_tradeline_60_plus_6_month": "value"
	}
}

cURL

POST /api/v1/client/loan/upload-credit-report/

Sample Response

JSON

{
	"is_success": true,
	"data": {
		"status": "Rejected/Approved",
		"rejection_reason": "<reason for rejection, if Rejected>"
	}
}

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Note

Additional variables is a JSON field for sending all variables needed for a decision.

The fields in additional variables are configurable and the above is an example.

If the "value" is a number, according to the JSON API Spec, we prefer you send numbers as JSON numbers, that is, without the quotes.