NACH AutoDebit Response Status table:
| Status Provided by Bank | Details of the Status |
|---|---|
| ACCEPTED(1)/0 | Auto Debit was accepted and settled |
| BANK EXTENDED / 98 | Bank has not resolved the transaction yet. This will be resolved by the bank in 1-2 days |
| Balance Insufficient / 04 | Auto debit failed due to insufficient balance |
| INVALID UMRN OR INACTIVE MANDATE / 21 | An invalid UMRN was used for the Auto debit. This can also occur if the NACH has been deactivated by the customer. |
| NOT ARRANGED FOR/EXCEEDS ARRANGEMENT / 05 | The debit amount exceeds the limit set by the customer. |
| Record Level Error:Transaction is already processed for this month.Please discard! / | Error when the auto-debit frequency is not “Ad-hoc”, and the frequency has been exceeded. |
| ACCOUNT CLOSED / 01 | Account has been closed by the customer |
| Payment Stopped by Drawer / 06 | Customer instructed the bank to not honour the mandate and has stopped the auto-debit. |