These APIs allow the client to pull the credit report and run policy checks on the credit report. For each policy which is sent, the credit report is evaluated. You can run a limited number of policy queries on a given report.
This API is fully compliant with the prevailing regulations.
- Generate OTP: This API enables you to generate an OTP.
- Verify OTP: This API enables you to verify the OTP.
- Pull Credit Report: This API enables you to pull a report from the bureau.
- Run Policy API: This API enables you to query the report and run your custom policy against it.
Typical customer journey would be like below :
- The customer applies for the loan on the partner’s platform.
- The partner collects relevant information from the customer and passes that information to us, this gives the report to us.
- Now the partner queries the report against policies it wants to run.
The anonymized credit parameters, along with their repayment performance on our system will be shared with you separately to help train your models.
If you have any technical questions regarding these APIs, please contact us at [email protected]