API Reference

Overview

These APIs allow the client to pull the credit report of the business.

  • Generate OTP: This API enables you to generate an OTP.
  • Verify OTP: This API enables you to verify the OTP.
  • Pull Credit Report: This API enables you to pull a report from the bureau.

Typical customer journey would be like below :

  • The customer applies for the loan on the partner’s platform.
  • The partner collects relevant information from the customer and passes that information to us, this gives the report to us.
  • The score is returned in the API.

The anonymized credit parameters, along with their repayment performance on our system will be shared with you separately to help train your models.

If you have any technical questions regarding these APIs, please contact us at [email protected]